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| About Us |
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Our goal is to make our services available to everyone, regardless of their financial situation or ability to pay for services. To do that Horizons CCCS utilizes many different sources to offset the costs we incur in providing the programs and services we offer:
United Way of East Central Iowa has long been a supporter of Horizons CCCS. Generous contributions to United Way by citizens in Eastern Iowa help defray our counseling costs.
Grants obtained from HUD assist in providing housing counseling services at no cost to our clients.
A grant from the University of Iowa Alumni Association allows us to provide counseling and education to students at the University of Iowa.
Miscellaneous grants and contributions from businesses and individuals play an important role in our mission to provide counseling and education to those who most need it.
Modest fees are charged to clients for some of the services they may receive.
Some of our funding comes from voluntary contribution from creditors who participate in Debt Management Plans ("DMP"). Since creditors have a financial interest in getting paid, most are willing to make a contribution to help fund our agency. These contributions are usually calculated as a percentage of payments you make through your DMP- up to fifteen percent (15%) of each payment received. However, your accounts with your creditors will always be credited with one hundred percent (100%) of the amount you pay through us and we will work with all of your creditors regardless of whether they contribute to our agency.
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